This Article shall be known, and may be cited, as the Illinois Mortgage Foreclosure Law.
15-1101.Title.
Article XV. Mortgage Foreclosure · Part 11. General Provisions · Not amended since adoption on record · Last verified July 20, 2026
In one sentenceThis section names Article XV of the Code of Civil Procedure the Illinois Mortgage Foreclosure Law, the short title used to cite the entire foreclosure statute.
Full Text of 735 ILCS 5/15-1101
Plain-English Summary
Section 15-1101 does one job: it gives Article XV a name. Every section that follows, from the general provisions through redemption, sale, and post-sale proceedings, falls under the short title “Illinois Mortgage Foreclosure Law.” Courts, lawyers, and title companies use that name (or the acronym IMFL) to refer to the whole scheme rather than listing section numbers.
A title section carries no substantive rule of its own. It does not define a term, set a deadline, or grant a power. Its function is entirely organizational, letting the rest of the Article cross-reference itself and letting outside statutes point to “the Illinois Mortgage Foreclosure Law” as a unit.
The source note, Public Act 84-1462, marks the 1987 overhaul that replaced Illinois's older foreclosure procedure with the modern Article XV framework. Section 15-1106 later fixes July 1, 1987 as the operative date for that overhaul, and Section 15-1105 fixes how the Article's own “may” and “shall” get read.
Frequently Asked Questions
What is the Illinois Mortgage Foreclosure Law?
It is the short title for Article XV of the Illinois Code of Civil Procedure, the statute that governs mortgage foreclosure actions in the state.
Does Section 15-1101 create any rights or duties?
No. It only assigns a name to the Article. The substantive rules appear in the sections that follow.
When did the Illinois Mortgage Foreclosure Law take effect?
Public Act 84-1462 enacted it, and Section 15-1106 sets July 1, 1987 as the date the modern Article XV procedure became the exclusive foreclosure method for the mortgages and contracts it covers.
Why bother naming an Article of a code?
A short title lets courts, filings, and other statutes refer to the entire foreclosure scheme by one name instead of citing dozens of section numbers each time.
Is the Illinois Mortgage Foreclosure Law a separate statute from the Code of Civil Procedure?
No. It is Article XV of the Code of Civil Procedure. The short title is a label for that Article, not a stand-alone act.
Amendment History
(Source: P.A. 84-1462.)
Source & verification. Section text and amendment history are
reproduced verbatim from the Illinois Compiled Statutes, published by the
Illinois Compiled Statutes, Illinois General Assembly / Legislative Reference Bureau. Last verified July 20, 2026.
· Official source
Also known as: illinois mortgage foreclosure lawIMFL short title735 ILCS 5 article 15 namewhat is the illinois mortgage foreclosure lawforeclosure article title illinois