In any proceeding under section 7510 of this article to confirm an award based on a consumer credit transaction, the party seeking to confirm the award shall plead the actual terms and conditions of the agreement to arbitrate. The party shall attach to its petition (a) the agreement to arbitrate; (b) the demand for arbitration or notice of intention to arbitrate, with proof of service; and (c) the arbitration award, with proof of service. If the award does not contain a statement of the claims submitted for arbitration, of the claims ruled upon by the arbitrator, and of the calculation of figures used by the arbitrator in arriving at the award, then the petition shall contain such a statement. The court shall not grant confirmation of an award based on a consumer credit transaction unless the party seeking to confirm the award has complied with this section.
§ 7516.Confirmation of an award based on a consumer credit transaction.
Article 75. Arbitration · Last amended 2022 · Last verified July 21, 2026
In one sentenceCPLR 7516 requires anyone seeking to confirm an arbitration award from a consumer credit transaction to plead the arbitration agreement's actual terms, attach the agreement and the demand and award with proof of service, and detail the claims and figures behind the award.
Full Text of CPLR 7516
Plain-English Summary
Consumer credit arbitration awards get extra scrutiny before a New York court will confirm them. CPLR 7516 requires the party seeking confirmation under CPLR 7510 to plead the actual terms and conditions of the arbitration agreement, rather than asserting only that a valid agreement exists.
The petition has to attach three things: the arbitration agreement itself, the demand for arbitration or notice of intention to arbitrate along with proof it was served, and the award along with proof of its service. If the award doesn't already spell out the claims submitted, the claims the arbitrator ruled on, and how the arbitrator calculated the figures in the award, the petition itself has to supply that statement. And the section has teeth: a court cannot confirm a consumer credit award unless the petitioner has complied with all of it.
Frequently Asked Questions
What extra requirements apply to confirming a consumer credit arbitration award in New York?
CPLR 7516 requires the petition to plead the actual terms of the arbitration agreement and attach the agreement, the demand or notice of intention to arbitrate with proof of service, and the award with proof of service.
What if the arbitration award doesn't explain how the figures were calculated?
CPLR 7516 requires the confirmation petition itself to supply a statement of the claims submitted, the claims ruled on, and the calculation of the figures used, when the award doesn't already contain that information.
Can a New York court confirm a consumer credit arbitration award without these disclosures?
No. CPLR 7516 bars confirmation unless the party seeking it has complied with the section's requirements.
Does CPLR 7516 apply to every arbitration award?
No, only to an award based on a consumer credit transaction being confirmed under CPLR 7510.
What documents do I need to attach to confirm a consumer credit arbitration award?
The arbitration agreement, the demand for arbitration or notice of intention to arbitrate with proof of service, and the arbitration award with proof of service.
Amendment History
L 2021, ch 593, § 12, effective May 7, 2022.
Source & verification. Provision text, History, and Advisory
Committee Notes are reproduced verbatim from the Consolidated Laws of New York.
Last verified July 21, 2026.
· Official source
Also known as: consumer credit arbitration award New Yorkconfirm consumer arbitration award requirementsconsumer arbitration proof of service New York