sale shall be held between the effective date of this Section and July 31, 2021. Any judicial foreclosure sale pending as of the effective date of this Section shall be cancelled and renoticed for a date after July 31, 2021.
15-1513.Temporary COVID-19 stay of judicial sales, orders of possession.
Article XV. Mortgage Foreclosure · Part 15. Judicial Foreclosure Procedure · Last amended 2021 · Last verified July 20, 2026
In one sentenceSection 15-1513 was a temporary COVID-19 measure barring any judicial foreclosure sale, and any new order of possession, on qualifying residential and small rental properties between its effective date and July 31, 2021, requiring pending sales to be cancelled and rescheduled.
Full Text of 735 ILCS 5/15-1513
(c) This Section applies to any action to foreclose a mortgage relating to (i) residential real estate as defined in Section 15-1219, and (ii) real estate improved with a dwelling structure containing dwelling units for 6 or fewer families living independently of each other in which the mortgagor is a natural person landlord renting the dwelling units, even if the mortgagor does not occupy any of the dwelling units as his or her personal residence.
Plain-English Summary
Section 15-1513 responded to the COVID-19 pandemic with a hard stop on foreclosure sales for a defined stretch of time. Notwithstanding Section 15-1507, no judicial foreclosure sale could be held between the Section's effective date and July 31, 2021, and any sale already pending as of that effective date had to be cancelled and rescheduled for a date after July 31, 2021.
The Section paired that sale freeze with a freeze on possession: notwithstanding Section 15-1508(g), no order of possession following a confirmed sale could be entered by a court, handed to a sheriff for execution, or executed by a sheriff until after July 31, 2021. Both restrictions applied to foreclosures on residential real estate as defined in Section 15-1219, and to real estate with a dwelling structure of six or fewer independently living units where the mortgagor was an individual landlord renting the units, even without occupying any unit personally.
Frequently Asked Questions
What did Section 15-1513 prohibit?
Any judicial foreclosure sale between the Section's effective date and July 31, 2021, and any order of possession following a confirmed sale from being entered, placed with a sheriff, or executed before a date after July 31, 2021.
What happened to a foreclosure sale that was already scheduled when this Section took effect?
It was cancelled and had to be renoticed for a date after July 31, 2021.
What kinds of properties did this stay cover?
Residential real estate as defined in Section 15-1219, and real estate with a dwelling structure of six or fewer independently living units where the mortgagor was an individual landlord renting the units.
Is Section 15-1513 still operative today?
No. It was a temporary COVID-19 measure tied to a stay period that ended July 31, 2021.
Is there a related COVID-19 provision addressing new foreclosure filings?
Yes. Section 15-1514 separately stayed pending foreclosure actions and barred new filings until May 1, 2021.
Amendment History
(Source: P.A. 102-5, eff. 5-17-21.)
Source & verification. Section text and amendment history are
reproduced verbatim from the Illinois Compiled Statutes, published by the
Illinois Compiled Statutes, Illinois General Assembly / Legislative Reference Bureau. Last verified July 20, 2026.
· Official source
Also known as: illinois covid foreclosure moratoriumillinois foreclosure sale stay 2021covid foreclosure sale suspended illinois