(a) In General. Except as provided in Sections 15-1402 and 15-1403, upon entry of a judgment of foreclosure, the real estate which is the subject of the judgment shall be sold at a judicial sale in accordance with this Section 15-1507.
15-1507.Judicial Sale.
Article XV. Mortgage Foreclosure · Part 15. Judicial Foreclosure Procedure · Last amended 2025 · Last verified July 20, 2026
In one sentenceSection 15-1507 governs the judicial sale itself -- held after the reinstatement and redemption periods expire (or are waived), in person, online, or both -- and requires published notice at least 3 consecutive weeks (first insertion no more than 45 days, last no fewer than 7 days, before sale) plus direct notice to appeared parties on the same 45-to-7-day window.
Full Text of 735 ILCS 5/15-1507
(b) Sale Procedures. (1) Upon expiration of the reinstatement period and
the redemption period in accordance with subsection (b) or (c) of Section 15-1603 or upon the entry of a judgment of foreclosure after the waiver of all rights of redemption, except as provided in subsection (g) of Section 15-1506, the real estate shall be sold at a sale as provided in this Article, on such terms and conditions as shall be specified by the court in the judgment of foreclosure. A sale may be conducted by any judge, sheriff, or other person as set forth in paragraph (3) of subsection (f) of Section 15-1506.
(2) Without limiting the general authority and powers of the court, the mortgagee, in a foreclosure under this Article, may request that the judge, sheriff, or other person conduct the sale either in person, online, or both, if available.
(c) Notice of Sale. The mortgagee, or such other party designated by the court, in a foreclosure under this Article shall give public notice of the sale as follows:
(1) The notice of sale shall include at least the following information, but an immaterial error in the information shall not invalidate the legal effect of the notice:
(A) the name, address and telephone number of the person to contact for information regarding the real estate;
(B) the common address and other common description (other than legal description), if any, of the real estate;
(C) a legal description of the real estate sufficient to identify it with reasonable certainty;
(D) a description of the improvements on the real estate;
(E) the times specified in the judgment, if any, when the real estate may be inspected prior to sale;
(F) the time and place of the sale, including: (i) whether the sale will take place online,
in person, or both; and (ii) the website where the online bidding may
take place, if applicable; (G) the terms of the sale; (H) the case title, case number and the court in which the foreclosure was filed; (H-1) in the case of a condominium unit to which subsection (g) of Section 9 of the Condominium Property Act applies, the statement required by subdivision (g) (5) of Section 9 of the Condominium Property Act; (H-2) in the case of a unit of a common interest community to which subsection (g-1) of Section 18.5 of the Condominium Property Act applies, the statement required by subdivision (g-1) of Section 18.5 of the Condominium Property Act; and (I) such other information ordered by the Court. (2) The notice of sale shall be published at least 3 consecutive calendar weeks (Sunday through Saturday), once in each week, the first such notice to be published not more than 45 days prior to the sale, the last such notice to be published not less than 7 days prior to the sale, by: (i) (A) advertisements in a newspaper circulated to the general public in the county in which the real estate is located, in the section of that newspaper where legal notices are commonly placed and (B) separate advertisements in the section of such a newspaper, which (except in counties with a population in excess of 3,000,000) may be the same newspaper, in which real estate other than real estate being sold as part of legal proceedings is commonly advertised to the general public; provided, that the separate advertisements in the real estate section need not include a legal description and that where both advertisements could be published in the same newspaper and that newspaper does not have separate legal notices and real estate advertisement sections, a single advertisement with the legal description shall be sufficient; in counties with a population of more than 3,000,000, the notice required by this item (B) shall be published in a newspaper different from the newspaper that publishes the notice required by item (A), and the newspaper in which the notice required by this item (B) is published shall be a newspaper published in the township in which the real estate is located; and (ii) such other publications as may be further ordered by the court. (3) The party who gives notice of public sale in accordance with subsection (c) of Section 15-1507 shall also give notice to all parties in the action who have appeared and have not theretofore been found by the court to be in default for failure to plead. Such notice shall be given in the manner provided in the applicable rules of court for service of papers other than process and complaint, not more than 45 days nor less than 7 days prior to the day of sale. After notice is given as required in this Section a copy thereof shall be filed in the office of the clerk of the court entering the judgment, together with a certificate of counsel or other proof that notice has been served in compliance with this Section.
(4) The party who gives notice of public sale in accordance with subsection (c) of Section 15-1507 shall again give notice in accordance with that Section of any adjourned sale; provided, however, that if the adjourned sale is to occur less than 60 days after the last scheduled sale, notice of any adjourned sale need not be given pursuant to this Section. In the event of adjournment, the person conducting the sale shall, upon adjournment, announce the date, time and place upon which the adjourned sale shall be held or post on its website the date, time, and place upon which the adjourned sale shall be held. Notwithstanding any language to the contrary, for any adjourned sale that is to be conducted more than 60 days after the date on which it was to first be held, the party giving notice of such sale shall again give notice in accordance with this Section.
(5) Notice of the sale may be given prior to the expiration of any reinstatement period or redemption period.
(6) No other notice by publication or posting shall be necessary unless required by order or rule of the court.
(7) The person named in the notice of sale to be contacted for information about the real estate may, but shall not be required, to provide additional information other than that set forth in the notice of sale. (d) Election of Property. If the real estate which is the subject of a judgment of foreclosure is susceptible of division, the court may order it to be sold as necessary to satisfy the judgment. The court shall determine which real estate shall be sold, and the court may determine the order in which separate tracts may be sold. (e) Receipt upon Sale. Following the sale of mortgaged real estate, the person conducting the sale shall give to the purchaser a receipt of sale. The receipt shall describe the real estate purchased and shall show the amount bid, the amount paid, the total amount paid to date and the amount still to be paid therefor. An additional receipt shall be given at the time of each subsequent payment. (f) Certificate of Sale. Upon payment in full of the amount bid, the person conducting the sale shall issue, in duplicate, and give to the purchaser a Certificate of Sale. The Certificate of Sale shall be in a recordable form, describe the real estate purchased, indicate the date and place of sale and show the amount paid therefor. The Certificate of Sale shall further indicate that it is subject to confirmation by the court. The duplicate certificate may be recorded in accordance with Section 12-121. The Certificate of Sale shall be freely assignable by endorsement thereon. (g) Interest after Sale. Any bid at sale shall be deemed to include, without the necessity of a court order, interest at the statutory judgment rate on any unpaid portion of the sale price from the date of sale to the date of payment.
Plain-English Summary
Once the reinstatement and redemption periods run out under Section 15-1603, or all redemption rights are waived, the property is sold at a judicial sale on the terms the judgment of foreclosure sets. Any judge, sheriff, or other person authorized under Section 15-1506(f) can conduct it, and the mortgagee may request that the sale run in person, online, or both, where available.
Notice of the sale must include contact information for questions about the property, its common and legal description, a description of improvements, pre-sale inspection times if any, the sale's time and place (including whether it's online, in person, or both, and the bidding website if applicable), the sale terms, the case caption and court, and any condominium or common-interest-community disclosures the Condominium Property Act requires. That notice publishes at least 3 consecutive calendar weeks, Sunday through Saturday, once each week -- the first publication no more than 45 days before the sale, the last no fewer than 7 days before it -- through both a general legal-notice advertisement and a separate real-estate-section advertisement (which can be the same newspaper outside the largest counties, or a single combined ad if the paper has no separate sections). The same party must also give direct notice, in the manner used for non-process papers, to every party who has appeared and isn't in default, on that same window of not more than 45 nor less than 7 days before the sale, and file proof of that notice with the clerk.
An adjourned sale generally needs fresh notice under this same Section -- except that no renotice is required if the adjourned sale happens less than 60 days after the last scheduled date, though the person conducting the sale must announce or post the new date, time, and place. If the adjournment pushes the sale more than 60 days past its original date, full renotice is required. Notice may be given before the reinstatement or redemption period even expires, and no further notice by publication or posting is needed beyond what this Section requires, absent a court order. After the sale, the purchaser gets a receipt showing the bid, amount paid, and balance due, and on full payment receives a recordable Certificate of Sale -- freely assignable by endorsement, and always subject to confirmation. Interest at the statutory judgment rate on any unpaid bid balance runs automatically from the sale date to the date of payment.
Frequently Asked Questions
How far in advance must notice of a judicial foreclosure sale be published?
At least 3 consecutive calendar weeks, with the first publication no more than 45 days before the sale and the last no fewer than 7 days before it.
Do parties who have appeared in the case get separate notice of the sale?
Yes. They must be given notice in the manner used for non-process papers, no more than 45 days nor less than 7 days before the sale, with proof of that notice filed with the clerk.
If a sale is adjourned, does it always need to be renoticed?
No. If the adjourned sale occurs less than 60 days after the last scheduled date, no renotice is required, though the new date must be announced or posted; if it's more than 60 days later, full renotice is required.
Can an Illinois foreclosure sale be held online?
Yes. The mortgagee may request that the judge, sheriff, or other person conduct the sale in person, online, or both, if available.
What does a purchaser receive after paying the full bid amount at a foreclosure sale?
A Certificate of Sale in recordable form, describing the property and the amount paid, and stating that it is subject to confirmation by the court.
Amendment History
(Source: P.A. 103-930, eff. 1-1-25.)
Source & verification. Section text and amendment history are
reproduced verbatim from the Illinois Compiled Statutes, published by the
Illinois Compiled Statutes, Illinois General Assembly / Legislative Reference Bureau. Last verified July 20, 2026.
· Official source
Also known as: illinois foreclosure sale notice requirementshow many weeks notice foreclosure sale illinoisillinois judicial sale certificate of saleforeclosure sale adjournment notice illinoisillinois online foreclosure sale rules