(a) In any residential foreclosure action, the deadline for filing a motion to dismiss the entire proceeding or to quash service of process that objects to the court's jurisdiction over the person, unless extended by the court for good cause shown, is 60 days after the earlier of these events: (i) the date that the moving party filed an appearance; or (ii) the date that the moving party participated in a hearing without filing an appearance. (b) In any residential foreclosure action, if the objecting party files a responsive pleading or a motion (other than a motion for an extension of time to answer or otherwise appear) prior to the filing of a motion in compliance with subsection (a), that party waives all objections to the court's jurisdiction over the party's person.
15-1505.6.Objection to jurisdiction over the person.
Article XV. Mortgage Foreclosure · Part 15. Judicial Foreclosure Procedure · Last amended 2011 · Last verified July 20, 2026
In one sentenceSection 15-1505.6 gives a defendant in a residential foreclosure 60 days from filing an appearance (or participating in a hearing without one) to move to dismiss or quash service for lack of personal jurisdiction, and treats filing any other responsive pleading or motion first as a waiver.
Full Text of 735 ILCS 5/15-1505.6
Plain-English Summary
Personal jurisdiction objections in residential foreclosures run on a tight clock. Section 15-1505.6(a) sets the deadline for a motion to dismiss the whole proceeding, or to quash service of process, on personal-jurisdiction grounds at 60 days after the earlier of two triggering events: the date the moving party filed an appearance, or the date the moving party participated in a hearing without having filed one. The court can extend that deadline, but only for good cause shown.
Subsection (b) backs that deadline with a waiver rule. If the objecting party files a responsive pleading, or any motion other than one seeking more time to answer or appear, before filing a compliant jurisdictional motion under subsection (a), that party waives all objections to the court's personal jurisdiction over them.
Frequently Asked Questions
How long does a defendant have to challenge personal jurisdiction in an Illinois residential foreclosure?
60 days after the earlier of filing an appearance or participating in a hearing without one, unless the court extends the deadline for good cause.
What happens if a defendant files an answer before raising a jurisdiction objection?
Under subsection (b), filing a responsive pleading or motion (other than one for more time to answer or appear) before the jurisdictional motion waives all objections to personal jurisdiction.
Can the 60-day deadline be extended?
Yes, but only if the court extends it for good cause shown.
Does participating in a hearing without filing an appearance start the clock?
Yes. The 60 days runs from the earlier of filing an appearance or participating in a hearing without one.
Does this Section apply to all foreclosure actions or just residential ones?
It applies specifically to residential foreclosure actions.
Amendment History
(Source: P.A. 97-329, eff. 8-12-11.)
Source & verification. Section text and amendment history are
reproduced verbatim from the Illinois Compiled Statutes, published by the
Illinois Compiled Statutes, Illinois General Assembly / Legislative Reference Bureau. Last verified July 20, 2026.
· Official source
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