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12-706.Conditional judgment.

Article XII. Judgments - Enforcement · Part 7. Garnishment · Last amended 2019 · Last verified July 20, 2026

In one sentenceIf a summoned garnishee fails to appear and answer, the court can enter a conditional judgment against it, then confirm that judgment for the full amount owed if the garnishee still fails to respond to a follow-up summons.

Full Text of 735 ILCS 5/12-706

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(a) When any person summoned as garnishee fails to appear and answer as required by Part 7 of Article XII of this Act, the court may enter a conditional judgment against the garnishee for the amount due upon the judgment against the judgment debtor. A summons to confirm the conditional judgment may issue against the garnishee, to be served and returned in the same manner as provided by Illinois Supreme Court Rule 105, otherwise than by publication, of a notice for additional relief upon a party in default, commanding the garnishee to show cause why the judgment should not be made final. If the garnishee, after being served with summons to confirm the conditional judgment or after being notified as provided in subsection (b) hereof, fails to appear and answer, the court shall confirm such judgment to the amount of the judgment against the judgment debtor and award costs. If the garnishee appears and answers, the same proceedings may be had as in other cases.
(b) If any garnishee becomes a non-resident, goes out of this State, or is concealed within this State so that the summons to confirm the conditional judgment cannot be served upon him or her, upon the filing by the plaintiff or his or her agent of an affidavit as in cases of non-resident defendants in attachments, the garnishee may be notified in the same manner as a non-resident defendant in attachment; and upon notice being given to him or her as above stated, he or she may be proceeded against in the same manner as if he or she had been personally served with summons to confirm the conditional judgment.

Plain-English Summary

Section 12-706 gives a judgment creditor a way forward when the garnishee ignores the garnishment summons. If the garnishee fails to appear and answer as Part 7 requires, the court may enter a conditional judgment against it for the amount due on the underlying judgment. That is not yet a final judgment; it is a placeholder that puts the garnishee on notice of what it owes if it keeps ignoring the case.

To make the conditional judgment final, the creditor obtains a second summons commanding the garnishee to show cause why the judgment should not become permanent, served and returned the way a notice for additional relief is served on a defaulted party under Illinois Supreme Court Rule 105. If the garnishee still fails to appear and answer after that summons, the court confirms the judgment for the full amount and awards costs. If the garnishee does appear and answer at that point, the case proceeds like any other garnishment case.

Subsection (b) covers the garnishee who cannot be found. If the garnishee becomes a non-resident, leaves Illinois, or hides within the state so the confirming summons cannot be served, the creditor can file an affidavit like the one used against non-resident defendants in attachment cases, and notify the garnishee the same way. Once notified that way, the garnishee can be proceeded against as if personally served.

Frequently Asked Questions

What happens if a garnishee never answers the garnishment summons?

The court may enter a conditional judgment against the garnishee for the amount due on the underlying judgment against the judgment debtor.

How does a conditional judgment become final under Section 12-706?

The creditor obtains a summons to confirm the conditional judgment, served like a notice for additional relief on a defaulted party under Supreme Court Rule 105. If the garnishee still fails to appear and answer, the court confirms the judgment and awards costs.

What if the garnishee appears and answers after the conditional judgment is entered?

The case proceeds the same way as any other garnishment case once the garnishee appears and answers.

What happens if the garnishee cannot be located to serve the confirming summons?

The creditor can file an affidavit like the one used against non-resident defendants in attachment cases and notify the garnishee the same way non-resident defendants are notified.

Is notice to a hidden or absent garnishee under subsection (b) as effective as personal service?

Yes. Once the garnishee is notified in that manner, the garnishee may be proceeded against as if personally served with the summons to confirm the conditional judgment.

Amendment History

(Source: P.A. 101-191, eff. 8-2-19.)

Source & verification. Section text and amendment history are reproduced verbatim from the Illinois Compiled Statutes, published by the Illinois Compiled Statutes, Illinois General Assembly / Legislative Reference Bureau. Last verified July 20, 2026. · Official source
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