12-706.Conditional judgment.
Article XII. Judgments - Enforcement · Part 7. Garnishment · Last amended 2019 · Last verified July 20, 2026
Full Text of 735 ILCS 5/12-706
Plain-English Summary
Section 12-706 gives a judgment creditor a way forward when the garnishee ignores the garnishment summons. If the garnishee fails to appear and answer as Part 7 requires, the court may enter a conditional judgment against it for the amount due on the underlying judgment. That is not yet a final judgment; it is a placeholder that puts the garnishee on notice of what it owes if it keeps ignoring the case.
To make the conditional judgment final, the creditor obtains a second summons commanding the garnishee to show cause why the judgment should not become permanent, served and returned the way a notice for additional relief is served on a defaulted party under Illinois Supreme Court Rule 105. If the garnishee still fails to appear and answer after that summons, the court confirms the judgment for the full amount and awards costs. If the garnishee does appear and answer at that point, the case proceeds like any other garnishment case.
Subsection (b) covers the garnishee who cannot be found. If the garnishee becomes a non-resident, leaves Illinois, or hides within the state so the confirming summons cannot be served, the creditor can file an affidavit like the one used against non-resident defendants in attachment cases, and notify the garnishee the same way. Once notified that way, the garnishee can be proceeded against as if personally served.
Frequently Asked Questions
What happens if a garnishee never answers the garnishment summons?
The court may enter a conditional judgment against the garnishee for the amount due on the underlying judgment against the judgment debtor.
How does a conditional judgment become final under Section 12-706?
The creditor obtains a summons to confirm the conditional judgment, served like a notice for additional relief on a defaulted party under Supreme Court Rule 105. If the garnishee still fails to appear and answer, the court confirms the judgment and awards costs.
What if the garnishee appears and answers after the conditional judgment is entered?
The case proceeds the same way as any other garnishment case once the garnishee appears and answers.
What happens if the garnishee cannot be located to serve the confirming summons?
The creditor can file an affidavit like the one used against non-resident defendants in attachment cases and notify the garnishee the same way non-resident defendants are notified.
Is notice to a hidden or absent garnishee under subsection (b) as effective as personal service?
Yes. Once the garnishee is notified in that manner, the garnishee may be proceeded against as if personally served with the summons to confirm the conditional judgment.
Amendment History
(Source: P.A. 101-191, eff. 8-2-19.)