12-701.Affidavit for garnishment; Contents.
Article XII. Judgments - Enforcement · Part 7. Garnishment · Not amended since adoption on record · Last verified July 20, 2026
Full Text of 735 ILCS 5/12-701
Plain-English Summary
Section 12-701 opens Part 7 by describing how a garnishment case begins. The judgment creditor, or someone acting for the creditor, files three things at once: an affidavit identifying a person or company the creditor believes holds money or property belonging to the judgment debtor, the garnishment notice required by Section 12-705, and written interrogatories for that person, called the garnishee, to answer. The affidavit must name the judgment debtor, give the debtor's last known address, and describe the affiant's belief about the debt or property.
Once those papers are filed, the clerk issues a summons commanding the garnishee to appear in court and answer the interrogatories in writing and under oath. The section also requires the interrogatories themselves to demand something specific: the garnishee's certification that it mailed the judgment debtor a copy of its completed answer, tying this filing step to the mailing duty spelled out later in Section 12-707(b).
Notice the limiting phrase built into the affidavit requirement: the debt or property at issue must be something other than wages. Illinois handles wage garnishment through a separate procedure, the wage deduction process in Part 8 of this Article, so a creditor chasing unpaid wages from an employer files there instead of under Section 12-701.
Frequently Asked Questions
What three documents does a judgment creditor file to start a garnishment case under Section 12-701?
An affidavit identifying the garnishee and describing the debt or property, the garnishment notice required by Section 12-705, and written interrogatories for the garnishee to answer under oath.
Who is the garnishee in an Illinois garnishment proceeding?
The garnishee is the person or entity the creditor's affidavit names as believed to owe money to the judgment debtor, or to hold other property belonging to the debtor, apart from wages.
Does Section 12-701 cover wage garnishment?
No. The affidavit under this section covers debts or property other than wages. Illinois collects unpaid wages through the separate wage deduction procedure in Part 8 of Article XII.
What must the affidavit say about the judgment debtor?
It must include the judgment debtor's name and the affiant's last known address for the debtor, so the debtor can later be notified of the garnishment.
What must the interrogatories require the garnishee to certify?
They must require the garnishee to certify that it mailed the judgment debtor a copy of its completed answer, as described in Section 12-707(b).
Amendment History
(Source: P.A. 87-1252.)