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12-701.Affidavit for garnishment; Contents.

Article XII. Judgments - Enforcement · Part 7. Garnishment · Not amended since adoption on record · Last verified July 20, 2026

In one sentenceA judgment creditor starts non-wage garnishment by filing an affidavit naming the garnishee, a garnishment notice, and written interrogatories, which triggers a court summons ordering the garnishee to answer under oath.

Full Text of 735 ILCS 5/12-701

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Upon the filing by a judgment creditor, its attorney or other designee of (1) an affidavit that the affiant believes any person is indebted to the judgment debtor, other than for wages, or has in his or her possession, custody or control any other property belonging to the judgment debtor, or in which the judgment debtor has an interest, which person shall be identified as the garnishee, and includes the last address of the judgment debtor known to the affiant as well as the name of the judgment debtor, (2) the garnishment notice required by Section 12-705, and (3) written interrogatories to be answered by the garnishee with respect to the indebtedness or other property, the clerk of the court in which the judgment was entered shall issue summons against the person named in the affidavit commanding him or her to appear in the court as garnishee and answer the interrogatories in writing under oath. The interrogatories shall require that the garnishee certify that a copy of the completed interrogatories, as specified in subsection (b) of Section 12- 707, has been mailed to the judgment debtor and shall be in a form consistent with local court rules.

Plain-English Summary

Section 12-701 opens Part 7 by describing how a garnishment case begins. The judgment creditor, or someone acting for the creditor, files three things at once: an affidavit identifying a person or company the creditor believes holds money or property belonging to the judgment debtor, the garnishment notice required by Section 12-705, and written interrogatories for that person, called the garnishee, to answer. The affidavit must name the judgment debtor, give the debtor's last known address, and describe the affiant's belief about the debt or property.

Once those papers are filed, the clerk issues a summons commanding the garnishee to appear in court and answer the interrogatories in writing and under oath. The section also requires the interrogatories themselves to demand something specific: the garnishee's certification that it mailed the judgment debtor a copy of its completed answer, tying this filing step to the mailing duty spelled out later in Section 12-707(b).

Notice the limiting phrase built into the affidavit requirement: the debt or property at issue must be something other than wages. Illinois handles wage garnishment through a separate procedure, the wage deduction process in Part 8 of this Article, so a creditor chasing unpaid wages from an employer files there instead of under Section 12-701.

Frequently Asked Questions

What three documents does a judgment creditor file to start a garnishment case under Section 12-701?

An affidavit identifying the garnishee and describing the debt or property, the garnishment notice required by Section 12-705, and written interrogatories for the garnishee to answer under oath.

Who is the garnishee in an Illinois garnishment proceeding?

The garnishee is the person or entity the creditor's affidavit names as believed to owe money to the judgment debtor, or to hold other property belonging to the debtor, apart from wages.

Does Section 12-701 cover wage garnishment?

No. The affidavit under this section covers debts or property other than wages. Illinois collects unpaid wages through the separate wage deduction procedure in Part 8 of Article XII.

What must the affidavit say about the judgment debtor?

It must include the judgment debtor's name and the affiant's last known address for the debtor, so the debtor can later be notified of the garnishment.

What must the interrogatories require the garnishee to certify?

They must require the garnishee to certify that it mailed the judgment debtor a copy of its completed answer, as described in Section 12-707(b).

Amendment History

(Source: P.A. 87-1252.)

Source & verification. Section text and amendment history are reproduced verbatim from the Illinois Compiled Statutes, published by the Illinois Compiled Statutes, Illinois General Assembly / Legislative Reference Bureau. Last verified July 20, 2026. · Official source
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