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12-139.Redemption by joint owner.

Article XII. Judgments - Enforcement · Part 1. In General · Not amended since adoption on record · Last verified July 20, 2026

In one sentenceSection 12-139 lets a joint owner of property sold under a judgment, or that owner's own judgment creditor, redeem the joint owner's share by paying its proportional part of the full redemption amount, except in sales under an Article XV foreclosure judgment.

Full Text of 735 ILCS 5/12-139

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Except as to any sale had by virtue of a judgment of foreclosure in accordance with Article XV of this Code, any joint owner, his or her heirs, executors, administrators or assigns, or a judgment creditor of such joint owner, may redeem the interest of such joint owner in the premises sold under judgment, in the manner and upon the conditions hereinbefore provided, upon the payment of his or her proportion of the amount which would be necessary to redeem the whole.

Plain-English Summary

Where property is owned jointly and sold under a judgment against the joint owners, this section lets one joint owner redeem only that owner's own interest, without needing to redeem the whole. The same right extends to a judgment creditor of that joint owner.

The amount owed is the joint owner's proportion of what it would take to redeem the entire property, following the manner and conditions already established for redemption generally. Read alongside Section 12-138, the two sections cover different kinds of partial redemption: Section 12-138 lets someone redeem distinct parcels as the property was sold, while this section lets a joint owner redeem an undivided proportional interest.

As with several neighboring sections, this one excepts sales made under a foreclosure judgment entered in accordance with Article XV.

Frequently Asked Questions

Who may redeem under Section 12-139?

A joint owner of the sold premises, or that joint owner's heirs, executors, administrators, assigns, or judgment creditor.

How much must a joint owner pay to redeem their share?

Their proportion of the amount that would be necessary to redeem the whole.

Does Section 12-139 apply to mortgage foreclosure sales?

No, it excepts sales made under a foreclosure judgment entered in accordance with Article XV.

How does this section differ from Section 12-138?

Section 12-138 covers redeeming distinct parcels as the property was sold; Section 12-139 covers redeeming an undivided joint owner's proportional interest.

What Public Act reflects the current text?

P.A. 85-907.

Amendment History

(Source: P.A. 85-907.)

Source & verification. Section text and amendment history are reproduced verbatim from the Illinois Compiled Statutes, published by the Illinois Compiled Statutes, Illinois General Assembly / Legislative Reference Bureau. Last verified July 20, 2026. · Official source
Also known as: joint owner redemption illinoisredeem proportional share judgment sale illinoisco-owner redeeming judgment sale illinois