The creditor, his or her heirs, executors, administrators or assigns, having so redeemed, shall be considered as having bid at such sale the amount of the redemption money so paid by him or her, with interest thereon at the rate of 6% per annum from the date of such redemption to the day of sale, with the cost of such redemption and sale, and if no greater amount is bid at such sale, the premises shall be struck off to the person making such redemption. If at the time of issuance thereof, any person is entitled to redeem under Section 12-137 of this Act the officer shall forthwith execute a certificate of purchase to him or her in like form and manner as upon the first sale, for a deed of the premises so sold. If no person is so entitled to redeem under Section 12-137 of this Act, such officer shall execute a deed of the premises and no other redemption shall be allowed.
12-133.Redemption money bid.
Article XII. Judgments - Enforcement · Part 1. In General · Not amended since adoption on record · Last verified July 20, 2026
In one sentenceSection 12-133 treats a creditor's redemption money, plus 6% interest and costs, as that creditor's bid at the resale, awards the property to the redeeming creditor if no one bids higher, and issues either a new certificate of purchase or a deed depending on whether Section 12-137 redemption rights still exist.
Full Text of 735 ILCS 5/12-133
Plain-English Summary
After a judgment creditor redeems under Section 12-132, the property goes back up for sale. This section says the redeeming creditor is treated as having already bid the redemption money they paid, with interest at 6% a year running from the redemption date to the day of the resale, plus the costs of redemption and sale.
If no one bids more than that amount at the resale, the premises are struck off to the creditor who redeemed. What happens next turns on Section 12-137: if a debtor, heir, or other person interested through the debtor is still entitled to redeem under that section, the officer issues a certificate of purchase, just as at the first sale. If no one holds that further redemption right, the officer issues a deed directly, and no more redemption is allowed.
Reading this section next to Section 12-137 matters, since the certificate-versus-deed outcome depends entirely on whether that later redemption right survives.
Frequently Asked Questions
What amount is the redeeming creditor considered to have bid at the resale?
The redemption money paid, with interest at 6% a year from the date of redemption to the day of sale, plus the costs of redemption and sale.
What happens if no one bids more than that at the resale?
The premises are struck off to the person who made the redemption.
Does the winning redeemer get a deed right away?
Only if no one is entitled to redeem under Section 12-137. Otherwise the officer issues a certificate of purchase, as at the first sale.
Can further redemption happen after this resale?
Only if someone remains entitled to redeem under Section 12-137; if not, no other redemption is allowed.
What source citation governs the current text of Section 12-133?
P.A. 83-707.
Amendment History
(Source: P.A. 83-707.)
Source & verification. Section text and amendment history are
reproduced verbatim from the Illinois Compiled Statutes, published by the
Illinois Compiled Statutes, Illinois General Assembly / Legislative Reference Bureau. Last verified July 20, 2026.
· Official source
Also known as: illinois redemption money deemed bidcertificate of purchase illinois redemptionredemption interest rate illinois sheriff sale