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846.30.Redemption period for land contracts.

Ch. 846: Real Estate Foreclosure · Last amended 1995 · Last verified July 15, 2026

In one sentenceSection 846.30 requires a Wisconsin court, when granting a vendor a judgment of strict foreclosure against a defaulting land contract purchaser, to set a redemption period of at least 7 working days, and it holds that judgment non-final until the court confirms no redemption occurred.

Full Text of Section 846.30

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If a court finds that the purchaser under a land contract is obligated to make certain payments under that land contract, that the purchaser has failed to make the required payments and that the vendor is entitled to a judgment of strict foreclosure, the court shall set a redemption period of at least 7 working days from the date of the judgment hearing or, if there is no hearing, from the date of the entry of the judgment order. No judgment of strict foreclosure is final until the court enters an order after the expiration of the redemption period confirming that no redemption has occurred and making the judgment of strict foreclosure absolute.

Plain-English Summary

Section 846.30 covers strict foreclosure of land contracts, a different track from mortgage foreclosure by sale. If a court finds that a land contract purchaser was obligated to make certain payments, failed to make them, and the vendor is entitled to a judgment of strict foreclosure, the court has to set a redemption period of at least 7 working days. That period runs from the date of the judgment hearing, or, if there was no hearing, from the date the judgment order was entered.

A judgment of strict foreclosure is not final on its own. Only after the redemption period expires does the court enter a further order confirming that no redemption occurred and making the judgment of strict foreclosure absolute.

Frequently Asked Questions

What is a ’judgment of strict foreclosure’ for a Wisconsin land contract?

A judgment against a purchaser who was obligated to make payments under the land contract and failed to make them, entitling the vendor to strict foreclosure.

How much time do I get to redeem before a land contract strict foreclosure becomes final?

At least 7 working days, running from the judgment hearing, or from the entry of the judgment order if there was no hearing.

Is a judgment of strict foreclosure final as soon as it is entered?

No, it is not final until the court enters a further order, after the redemption period, confirming that no redemption occurred.

What does the court have to find before setting this redemption period?

That the purchaser was obligated to make certain payments, failed to make them, and the vendor is entitled to a judgment of strict foreclosure.

Does this section apply to mortgage foreclosures or only land contracts?

Only land contracts; mortgage foreclosure redemption and sale are governed by earlier sections of this chapter.

Amendment History

History: 1995 a. 250.

Source & verification. Section text and official notes are reproduced verbatim from the Wisconsin Statutes, published by the Wisconsin Legislature (Legislative Reference Bureau). Last verified July 15, 2026. · Official source
Also known as: wisconsin land contract strict foreclosure846.30 wisconsin statuteredemption period land contract wisconsinland contract default foreclosure wisconsin