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§ 95.001.Definitions

Title 4. Liability in Tort · Chapter 95. Property Owner's Liability for Acts of Independent Contractors and Amount of Recovery · Last amended 1996 · Last verified August 29, 2026

In one sentenceSection 95.001 defines "property owner" as a person or entity owning real property primarily used for commercial or business purposes.

Full Text of § 95.001

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In this chapter:
(1)"Claim" means a claim for damages caused by negligence, including a counterclaim, cross-claim, or third party claim.
(2)"Claimant" means a party making a claim subject to this chapter.
(3)"Property owner" means a person or entity that owns real property primarily used for commercial or business purposes.
End

Plain-English Summary

Three definitions, and the third sets the chapter's boundary.

"Property owner" means a person or entity that owns real property primarily used for commercial or business purposes.

The commercial use requirement excludes residential property. A homeowner having work done is outside the chapter, and a contractor injured at a private home sues under ordinary premises liability.

The distinction reflects who the chapter is for. The problem it addresses arises where a business owns a facility and brings in contractors to work on it — a refinery, a plant, a warehouse — and the contractors have expertise in the work the owner does not.

"Primarily" allows for mixed use. Property with an incidental residential component is still covered if its main use is commercial.

"Claim" means a claim for damages caused by negligence, including a counterclaim, cross-claim, or third party claim. The chapter governs negligence claims, so an intentional tort claim falls outside it.

"Claimant" is a party making a claim subject to the chapter.

The applicability section then narrows further, to claims arising from the condition or use of an improvement to real property where the contractor constructs, repairs, renovates, or modifies it.

Frequently Asked Questions

Who is a property owner under chapter 95?

A person or entity that owns real property primarily used for commercial or business purposes.

Does it apply to homeowners?

No. Residential property is outside the chapter, and a contractor injured at a private home sues under ordinary premises liability.

What kind of claims does it cover?

Claims for damages caused by negligence, including counterclaims, cross-claims, and third party claims.

Amendment History

  • Added by Acts 1995, 74th Leg., ch. 136, Sec. 2, eff. Sept. 1, 1996.
Source & verification. Section text is reproduced verbatim from Texas Legislature Online (statutes.capitol.texas.gov). Enacted by the Texas Legislature. Current through May 14, 2026. Last verified August 29, 2026. · Official source