§ 154.028.Mediation Following Application for Expedited Foreclosure
Title 7. Alternate Methods of Dispute Resolution · Chapter 154. Alternative Dispute Resolution Procedures · Subchapter B. Alternative Dispute Resolution Procedures · Last amended 2025 · Last verified August 29, 2026
Full Text of § 154.028
Plain-English Summary
The longest section in the chapter, and it sits inside a fast statutory foreclosure process.
The court may order mediation only after a hearing. The section says so twice — the court may conduct a hearing to decide whether to order mediation, and may not order mediation without conducting one.
Either side may request that hearing, to determine whether mediation is necessary or whether the application is defective.
The hearing cannot come before the respondent’s response deadline expires. The homeowner’s time to answer is protected.
A hearing may be held by telephone, and notice must go out at least 10 days before, saying whether it will be by telephone and how to attend.
Objections to referral must be considered at the hearing.
Mediation must finish inside the foreclosure timetable. If ordered, it must be conducted before any deadline imposed by the expedited foreclosure rule expires.
The court may appoint a mediator if the parties cannot agree, and must give the parties the name at the mediation hearing when no agreement is reached there.
The mediator’s fee is divided equally between the parties, and the parties may agree to waive mediation altogether.
Two situations foreclose mediation entirely. No hearing is held where the citation was served under the rule and no response was filed by the deadline; and if a respondent fails to attend the mediation hearing after proper notice, the court may not order mediation and must rule on the petitioner’s motion for a default order.
Where the respondent does attend and mediation is ordered, it must take place within 29 days after the petitioner filed the motion for default order. Subsection (m) was repealed in 2025.
Frequently Asked Questions
Can a court order mediation in an expedited foreclosure?
Only after conducting a hearing, and not before the respondent’s deadline to respond has expired.
What if the homeowner never responds or does not attend?
If no response was filed by the deadline after proper service, no hearing is held. If the respondent fails to attend the hearing after notice, the court may not order mediation and must rule on the motion for a default order.
Who pays the mediator?
The fee is divided equally between the parties.
How quickly must the mediation happen?
Before any deadline imposed by the expedited foreclosure rule, and within 29 days after the motion for default order was filed where the respondent attended the hearing.
Amendment History
- Added by Acts 2013, 83rd Leg., R.S., Ch. 1044 (H.B. 2978), Sec. 2, eff. June 14, 2013.
- Amended by:
- Acts 2025, 89th Leg., 2nd C.S., Ch. 7 (H.B. 16), Sec. 12.10(20), eff. December 4, 2025.