§ 15.092.Contract

Four subsections, and the last two are a consumer protection with teeth.

Subsection (a) allows a suit on a written contract promising performance at a particular place in the county and precinct where it was to be performed.

Subsection (b) allows a suit on a contract, "oral or written," for "labor actually performed," in the county and precinct where the labour was performed. Note that this one reaches oral contracts, which subsection (a) does not.

Subsection (c) restricts rather than permits. A creditor suing on a contract for goods, services, or loans intended primarily for personal, family, household, or agricultural use may bring suit only in the county and precinct where the contract was made — or, through the option provision, where the defendant resides.

Subsection (d) makes that non-waivable. A contract described by subsection (c) may not waive the venue that subsection provides. A form contract cannot contract around it.

That express non-waiver is stronger than the district court equivalent, which restricts consumer credit venue without saying in terms that it cannot be waived. In justice court — where most consumer debt suits are filed and most defendants are unrepresented — the Legislature closed the door completely.