No person shall, on examination pursuant to this article, be excused from answering any question on the ground that his examination will tend to convict him of a fraud; but his answer shall not be used as evidence against him in a prosecution for such fraud.
§ 845.Defendant Must Answer Questions - Answers Inadmissible In Prosecution For Fraud
Chapter 13: Limitation of Actions · Not amended since adoption on record · Last verified August 3, 2026
In one sentenceSection 845 bars a debtor examined under this article from refusing to answer a question on the ground the answer might show fraud, but in exchange makes that answer inadmissible against the debtor in a later prosecution for that fraud.
Full Text of § 845
Amendment History
R.L. 1910, § 5193.
Plain-English Summary
Section 845 trades one protection for another. A person examined under this article can't dodge a question just because an honest answer would tend to prove fraud. But the statute takes the sting out of that rule: whatever the person says can't be used as evidence against them in a prosecution for the fraud the answer revealed.
Frequently Asked Questions
Can a judgment debtor refuse to answer a question because the honest answer would reveal fraud?
No. Section 845 doesn't let a person examined under this article dodge a question on that ground.
If the debtor's answer reveals fraud, can it be used to prosecute the debtor?
No. The answer can't be used as evidence against the debtor in a prosecution for that fraud.
Does this protection cover other crimes besides fraud?
The text addresses only prosecution "for such fraud," so it's limited to the fraud the answer would tend to show.
Source & verification. Section text is reproduced verbatim from
Title 12 of the Oklahoma Statutes, enacted by the Oklahoma Legislature.
Last verified August 3, 2026.
· Official source
Also known as: self incrimination debtor examination oklahomaanswers used against debtor fraud prosecutioncompelled testimony judgment debtor examination