Any person indebted, or against whom a cause of action exists, may personally appear in a court of competent jurisdiction, and, with the assent of the creditor or person having such cause of action, confess judgment therefor; whereupon judgment shall be entered accordingly.
§ 689.Judgment By Confession
Chapter 12: Judgment · Not amended since adoption on record · Last verified August 3, 2026
In one sentenceSection 689 lets anyone who owes a debt or faces a valid cause of action appear in court and, with the creditor's consent, confess judgment against themselves, after which the court enters judgment accordingly.
Full Text of § 689
Amendment History
R.L. 1910, § 5131.
Plain-English Summary
Confession of judgment lets a debtor skip the adversarial process entirely. Under Section 689, a person who owes money or against whom a cause of action exists can appear in court in person and, with the creditor's or claimant's consent, confess judgment for the debt. The court then enters judgment on that basis.
The section is short because the mechanics are simple: both sides have to agree, the debtor appears personally, and the judgment follows. There's no independent proof requirement built into the text beyond that mutual consent.
Frequently Asked Questions
Can I agree to have a judgment entered against myself without a trial?
Yes, Section 689 lets a person who owes a debt or faces a valid cause of action confess judgment in court, with the creditor's consent, and the court enters judgment accordingly.
Does the creditor have to agree to a confession of judgment?
Yes, the text requires the assent of the creditor or the person holding the cause of action.
Do I have to appear in court personally to confess judgment?
Yes, the section requires the indebted person to personally appear in a court of competent jurisdiction.
Source & verification. Section text is reproduced verbatim from
Title 12 of the Oklahoma Statutes, enacted by the Oklahoma Legislature.
Last verified August 3, 2026.
· Official source
Also known as: Oklahoma confession of judgment12 O.S. § 689confess judgment debt Oklahomaconsent judgment without trial Oklahoma