§ 5252.Discrimination against employees and prospective employees based upon wage assignment or income execution.
Article 52. Enforcement of Money Judgments · Last amended 2006 · Last verified July 21, 2026
Full Text of CPLR 5252
Plain-English Summary
A worker whose wages are being garnished, or who is being sued over an unpaid debt, still needs the job that makes any of it collectable. CPLR 5252 protects that job. It bars an employer from discharging, laying off, refusing to promote, or disciplining an employee, or refusing to hire a prospective employee, because one or more wage assignments or income executions have been served, or because of a pending action or judgment over an unpaid contractual debt.
Where the discrimination involves an income execution or income deduction order issued under CPLR 5241 or 5242 specifically, a court can also impose a civil penalty on the employer, up to five hundred dollars for a first violation and up to a thousand dollars for each later one, payable to the creditor and enforceable the same way as a civil judgment.
Separately, subdivision 2 gives the affected employee or job applicant their own civil action for damages, which has to be brought within ninety days of the violation. Recoverable damages are capped at six weeks of lost wages, and the court can also order reinstatement of a discharged employee or that a prospective employee be hired. Except for the carve-out in CPLR 5241(g), no more than ten percent of whatever the employee recovers in that action can be reached by that employee's own creditors, judgment creditors, or assignees. A violation can also be punished as contempt of court under Judiciary Law section 753.
Frequently Asked Questions
Can I be fired for having my wages garnished in New York?
No. CPLR 5252 bars an employer from discharging, laying off, refusing to promote, or disciplining an employee because a wage assignment or income execution has been served against their wages, and the same protection extends to hiring decisions for prospective employees.
What can an employee do if they're fired because of a garnishment?
The employee can bring a civil action for damages within ninety days of the violation, and the court can order reinstatement in addition to awarding damages for lost wages.
How much can you recover in a CPLR 5252 lawsuit?
Damages are capped at six weeks of lost wages. Separately, where the violation involves an income execution or deduction order for support under CPLR 5241 or 5242, a court can also impose a civil penalty on the employer, up to five hundred dollars for a first instance and up to a thousand dollars for later ones.
Does this protection apply to job applicants too?
Yes. The section bars an employer from refusing to hire a prospective employee because of wage assignments, income executions, or a pending debt action or judgment against them, not just from taking action against current employees.
Can my own creditors take the money I win in a CPLR 5252 lawsuit?
Mostly no. Except for the carve-out in CPLR 5241(g), no more than ten percent of what an employee or applicant recovers in this action can be reached by that person's own creditors, judgment creditors, or assignees.
Amendment History
Add, L 1966, ch 613, § 1; amd, L 1969, ch 1138, § 1, eff May 26, 1969; L 1974, ch 753, § 5; L 1974, ch 981, § 3; L 1977, ch 344, § 4; L 1985, ch 809, § 4, eff Nov 1, 1985; L 1997, ch 398, § 29; L 1998, ch 214, § 80, eff July 7, 1998, deemed eff Nov 11, 1998; L 2006, ch 335, § 2, eff Oct 24, 2006.