Rule 90.07.Interrogatories to Garnishee -- Answers to Interrogatories -- Exceptions -- Response.
Part III · Rule 90: Garnishments and Sequestration · Last amended July 1, 2016 · Last verified July 22, 2026
In one sentenceRule 90.07 requires the garnishor to serve written interrogatories on the garnishee alongside the writ, sets deadlines for the garnishee to answer and the garnishor to except to those answers, and makes the garnishee's answers conclusive against the garnishor if no timely exceptions are filed.
(a)Interrogatories — Time for Service. The garnishor shall serve written interrogatories simultaneously with the garnishment asking the garnishee to:
(1)List and describe the property subject to garnishment in the possession, charge, or control of the garnishee and, in the case of a wage garnishment, state the gross amount of earnings, as defined in section 525.030, RSMo, due to the debtor and the nonexempt portion of such earnings subject to garnishment;
(2)State the last known address of the debtor and the name and last known address of any person, other than debtor, whom the garnishee knows claims or may claim an interest in or to the property subject to garnishment;
(3)If the garnishee is a bank or other financial institution, state whether at the time the writ of garnishment was served or at any subsequent time did the debtor have funds on deposit in an account in which all funds are:
(A)Deposited electronically on a recurring basis, and
(B)Reasonably identified as being funds on deposit that are exempt from garnishment pursuant to section 513.430.1(10)(a), (b), or (c), RSMo, or subject to the exemptions under Title 31 C.F.R. Part 212. If such funds are on deposit, the garnishee shall identify each account, state the reason for the believed exemption, and identify the entity electronically depositing those funds;
(4)Identify the existence and case number of all senior garnishments and inform the garnishor upon the release, satisfaction, or termination of a senior garnishment; and
(5)Notify the garnishor upon termination of the judgment debtor’s employment. Supplementation of interrogatory responses shall be a continuing duty of the garnishee so long as the garnishment remains in effect.
The interrogatories shall be served simultaneously with the summons and writ of garnishment. The garnishor shall provide the interrogatories to the serving officer after the issued summons and writ have been returned to the garnishor by the court.
(b)Answer to Interrogatories — Time for Filing. The garnishee shall file and serve verified answers to the interrogatories on the garnishor during the ten days immediately after the return date of the writ or, in the case of a continuous wage garnishment, within 20 days from the date on which the garnishee is served with the writ.
(c)Exceptions to Answers to Interrogatories — Time for Filing. The garnishor shall file and serve on the garnishee any exceptions to the interrogatory answers, asserting any objections to the answers and asserting all grounds upon which recovery is sought against the garnishee.
(1)20 days after service of the answers, or
(2)20 days after the return date of the writ. The exceptions shall be filed within the later of: In the case of a continuous wage garnishment, the exceptions shall be filed not later than 20 days after service of the answers. The garnishee’s answers to interrogatories are conclusively binding against the garnishor if the garnishor does not timely file exceptions to the interrogatory answers.
(d)Response to Exceptions — Time for Filing. Within 20 days after service of the exceptions, the garnishee may file a response thereto.
(e)Filing. Interrogatories under this Rule 90.07 shall not be filed with the court except upon court order or contemporaneously with exceptions placing the interrogatory answers in issue. However, both when the interrogatories and answers are served, the party serving them shall file with the court a certificate of service. The certificate shall show the caption of the case, the name of the party served, the date and manner of service, the designation of the document, e.g., first interrogatories or answers to second interrogatories, and the signature of the serving party or attorney.
Amendment History
Adopted May 15, 1998, eff. Jan. 1, 1999; Amended June 26, 2007, eff. Jan. 1, 2008; Amended Dec. 22, 2009, eff. July 1, 2010; Amended June 25, 2015, eff. Jan. 1, 2016; Amended Dec. 23, 2015, eff. July 1, 2016.
Plain-English Summary
A garnishment writ tells the garnishee that property is attached; interrogatories are how the garnishor finds out what that property is. Rule 90.07 requires the garnishor to serve written interrogatories at the same time as the writ, asking the garnishee to describe the debtor’s property in its hands, state the gross wages due and the nonexempt portion subject to garnishment if it is a wage garnishment, give the debtor’s last known address and identify anyone else who may claim an interest in the property, and — if the garnishee is a bank or other financial institution — disclose any account holding only recurring, electronically deposited funds that are reasonably identifiable as exempt. The garnishee must also identify any senior garnishments already pending, tell the garnishor when a senior garnishment ends, and notify the garnishor if the debtor’s employment ends. These duties continue for as long as the garnishment stays in effect, so the garnishee has to supplement its answers as circumstances change.
The garnishee must file and serve verified answers within ten days after the writ’s return date, or within 20 days of being served with the writ for a continuous wage garnishment. If the garnishor disagrees with those answers, or wants to pursue a claim against the garnishee based on them, the garnishor must file and serve exceptions — for a garnishment with a return date, within the later of 20 days after the answers were served or 20 days after the return date; for a continuous wage garnishment, within 20 days after the answers were served. Miss that deadline, and the garnishee’s answers become conclusively binding against the garnishor. The garnishee then gets 20 days after service of any exceptions to file a response.
One procedural detail is easy to overlook: interrogatories and answers are not filed with the court as a matter of course. They stay outside the court file unless the court orders otherwise or the garnishor files exceptions that put the answers in issue. Whenever interrogatories or answers are served, though, the serving party still has to file a certificate of service documenting the caption, who was served, when and how, and what document was served.
Frequently Asked Questions
When must interrogatories be served on the garnishee?
The garnishor must serve written interrogatories simultaneously with the summons and writ of garnishment.
How long does the garnishee have to answer the interrogatories?
Answers are due within ten days after the writ’s return date, or, for a continuous wage garnishment, within 20 days of being served with the writ.
What happens if the garnishor never files exceptions to the garnishee's answers?
The garnishee’s answers become conclusively binding against the garnishor if exceptions are not timely filed.
What must a bank garnishee disclose about the debtor's accounts?
A bank or other financial institution must state whether the debtor holds an account where all funds are recurring electronic deposits reasonably identified as exempt, and if so, identify the account, the reason it is believed exempt, and who deposits the funds.
Are the interrogatories and answers automatically part of the court file?
No. They are not filed with the court unless the court orders it or the garnishor files exceptions that place the answers in issue, though a certificate of service must still be filed whenever they are served.
Source & verification. Rule text and amendment history are
reproduced verbatim from the Missouri State & Federal Court Rules, adopted by the
Supreme Court of Missouri. Last verified July 22, 2026. ·
Official source
Also known as:garnishment interrogatories Missourianswers to interrogatories garnisheeexceptions to garnishee answersbank garnishee disclosure requirementsgarnishment discovery process