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Rule 90.03.Service on Garnishee -- Return of Service -- Return Date -- Service of Subsequent Pleadings and Papers.

Part III · Rule 90: Garnishments and Sequestration · Last amended July 1, 2016 · Last verified July 22, 2026

In one sentenceRule 90.03 governs how the garnishee is served with the summons and writ, requires both the garnishor and the garnishee to notify the debtor within five days, and sets how the officer's return of service is made, starting the clock that runs every later deadline in a garnishment case.

Full Text of Rule 90.03

Text sizeJump to: (a) (b) (c) (d)

(a) The garnishee shall be served with summons and the writ of garnishment by the sheriff. If the sheriff fails to obtain service upon a request to do so, the garnishor may request the court to appoint a special process server. The special process server shall have the same duties as the sheriff with respect to service of garnishments. In addition, service may be made upon an employee of the garnishee designated to receive service or upon the paying, disbursing, or auditing officer of the garnishee. Return of service shall be made as provided in Rule 54.20. The return date of the writ of garnishment, if applicable, shall be set forth in the summons.
(b) Within five days of notice of service upon the garnishee, the garnishor shall serve a copy of the summons and writ on the judgment debtor by delivering it to the judgment debtor as provided in Rule 43.01(c) or by mailing the documents to the debtor’s last known address. Service by mail shall be complete upon mailing. At the time of mailing, a certificate of service shall be filed with the court. The certificate shall show the caption of the case, the name of the party served, the date and manner of service, the designation of the documents, and the signature of the serving party or attorney.
(c) Within five days of service of the summons and writ upon the garnishee, the garnishee shall hand deliver or mail a copy of the summons and writ on the judgment debtor at debtor’s last known address according to the garnishee’s records.
(d) All pleadings and papers subsequent to service of the summons and writ of garnishment shall be served as provided in Rule 43.01.

Amendment History

Adopted May 15, 1998, eff. Jan. 1, 1999; Amended June 21, 2013, eff. Jan. 1, 2014; Amended Dec. 23, 2015, eff. July 1, 2016.

Plain-English Summary

Once a writ of garnishment issues, someone has to deliver it. Rule 90.03 puts that job on the sheriff, who serves the garnishee with the summons and writ. If the sheriff cannot make service after being asked, the garnishor may ask the court to appoint a special process server, who then carries the same service duties the sheriff would have had. Service can also reach an employee the garnishee has designated to accept it, or the officer who handles the garnishee’s paying, disbursing, or auditing duties. The return of service follows the general rule for returns of service, and the writ’s return date — when one applies — appears on the summons itself.

Notice does not stop with the garnishee. Within five days of learning that the garnishee was served, the garnishor must serve a copy of the summons and writ on the debtor, either by hand delivery or by mail to the debtor’s last known address. Mailed service is complete the moment it is mailed, but the garnishor still has to file a certificate of service showing the case caption, who was served, when and how, what was served, and the serving party’s signature.

The garnishee carries a parallel duty: within five days of being served, the garnishee must hand-deliver or mail a copy of the summons and writ to the debtor at the address the garnishee has on file. That double layer of notice — from both garnishor and garnishee — helps make sure the debtor learns about the garnishment even if one party’s address information is out of date. Every pleading and paper filed after the initial summons and writ is served under the general rule for service of subsequent papers.

Frequently Asked Questions

Who serves the garnishee with the writ of garnishment?

The sheriff serves the garnishee. If the sheriff cannot make service after being asked, the garnishor may request that the court appoint a special process server with the same service duties.

How quickly must the debtor be notified after the garnishee is served?

The garnishor must serve the debtor within five days of learning the garnishee was served, either by hand delivery or by mailing the documents to the debtor’s last known address.

Does the garnishee also have to notify the debtor?

Yes. Within five days of being served, the garnishee must hand-deliver or mail a copy of the summons and writ to the debtor at the address on the garnishee’s own records.

When is mailed service on the debtor considered complete?

Service by mail is complete the moment it is mailed, though the serving party must still file a certificate of service documenting the mailing.

What must a certificate of service include?

It must show the case caption, the name of the party served, the date and manner of service, a description of what was served, and the signature of the serving party or attorney.

Source & verification. Rule text and amendment history are reproduced verbatim from the Missouri State & Federal Court Rules, adopted by the Supreme Court of Missouri. Last verified July 22, 2026. · Official source
Also known as: service of garnishment writgarnishee summons servicenotifying debtor of garnishmentspecial process server garnishmentcertificate of service garnishment