An action on a life insurance policy may be brought in the parish where the deceased died, the parish where he was domiciled, or the parish where any beneficiary is domiciled. An action on a health and accident insurance policy may be brought in the parish where the insured is domiciled, or in the parish where the accident or illness occurred. An action on any other type of insurance policy may be brought in the parish where the loss occurred or the insured is domiciled.
Art. 76.Action On Insurance Policy
Title I. Courts · Chapter 2. Venue · Amendment history unavailable · Last verified July 30, 2026
In one sentenceArticle 76 sets separate venue rules for suits on life insurance, health and accident insurance, and every other kind of insurance policy, each tied to where the loss happened or where the insured party is domiciled.
Full Text of Art. 76
Plain-English Summary
Article 76 tailors venue to the kind of insurance policy at issue. A suit on a life insurance policy may be brought in the parish where the insured died, the parish of the deceased's domicile, or the parish where any beneficiary is domiciled — a set of options that recognizes a life-insurance dispute may not have any obvious geographic center once the insured has passed away.
A suit on a health and accident policy follows a different pair of options: the parish where the insured is domiciled, or the parish where the accident or illness that triggered the claim occurred. Every other type of insurance policy — property, liability, and the rest — gets its own two-option rule: the parish where the loss occurred, or the parish where the insured is domiciled.
Frequently Asked Questions
Where can I sue on a life insurance policy in Louisiana?
In the parish where the insured died, the parish of the deceased's domicile, or the parish where any beneficiary is domiciled.
Where do I sue on a health or accident insurance claim?
In the parish where the insured is domiciled, or the parish where the accident or illness occurred.
What about other kinds of insurance, like a homeowner's or auto policy?
Article 76's residual rule applies: the parish where the loss occurred or the parish where the insured is domiciled.
Source & verification. Article text is reproduced verbatim from
the vLex (Louisiana Code of Civil Procedure, 2026 Edition). Enacted by the Louisiana Legislature.
Last verified July 30, 2026.
· Official source
Also known as: suing an insurance company louisiana venuelife insurance venue louisianahealth insurance claim venue louisianaarticle 76 code of civil procedure