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Art. 2415.Delivery of Property Or Payment of Indebtedness to Sheriff

Book IV. Execution of Judgments · Title II. Money Judgments · Chapter 4. Garnishment Under a Writ of Fieri Facias · Last amended 2022 · Last verified July 30, 2026

This article has two versions. The text below is in effect now. A new version takes effect August 1, 2026; it appears further down this page.
In one sentenceArticle 2415 orders a garnishee who admits holding the debtor's property or owing the debtor a debt, or is found to on a traverse, to deliver that property or pay that debt to the sheriff, which discharges the garnishee's obligation to the debtor to that extent, apart from wage garnishment.

Full Text of Art. 2415 (Current Version)

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A. When the garnishee admits in his answer, or when on trial of a contradictory motion under Article 2414 it is found that he has in his possession property belonging to the judgment debtor or is indebted to him, the court shall order the garnishee to deliver the property immediately to the sheriff or to pay him the indebtedness when due. Delivery or payment to the sheriff discharges the garnishee's obligation to the judgment debtor to the extent of the delivery or payment.
B. This Article does not apply to garnishment of wages, salaries, tips reported to the employer, or commissions.

Amendment History (Current Version)

Amended by Acts 2022, No. 265, §1, eff. 8/1/2022.

Full Text of Art. 2415 — Effective August 1, 2026

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A. When the garnishee admits in his answer, or when on trial of a contradictory motion under Article 2414 it is found that he has in his possession property belonging to the judgment debtor or is indebted to him, the court shall order the garnishee to deliver the property immediately to the sheriff or to pay him the indebtedness when due. Delivery or payment to the sheriff discharges the garnishee's obligation to the judgment debtor to the extent of the delivery or payment.
B. Notwithstanding the requirements provided in Paragraph A of this Article, if the garnishee is a federally insured financial institution and admits in its answer that it has in its possession funds on deposit belonging to the judgment debtor, and the garnishee has received no notice of opposition to the garnishment, then, if the funds on deposit are one thousand dollars or less, the garnishee may, without further court order, deliver the funds immediately to the sheriff. Delivery or payment to the sheriff discharges the garnishee's obligation to the judgment debtor to the extent of the delivery or payment to the sheriff.
C. Notwithstanding the requirements provided in Paragraph A of this Article, if the garnishee is a federally insured financial institution and admits in its answer that it has in its possession funds on deposit belonging to the judgment debtor, and the garnishee has received no notice of opposition to the garnishment, and if the funds on deposit are greater than one thousand dollars, then the garnishee may, upon waiting a period of thirty days after the filing of its garnishment answer, and without further court order, deliver the funds on deposit to the sheriff. Delivery or payment to the sheriff discharges the garnishee's obligation to the judgment debtor to the extent of the delivery or payment to the sheriff.
D. This Article does not apply to garnishment of wages, salaries, tips reported to the employer, or commissions.

Amendment History (Effective August 1, 2026 Version)

Amended by Acts 2026, No. 250, §1, eff. 8/1/2026. Amended by Acts 2022, No. 265, §1, eff. 8/1/2022.

Plain-English Summary

This article turns the garnishment proceeding into an actual recovery. Once the garnishee admits in the sworn answer, or a contradictory motion under Article 2414 establishes, that the garnishee holds property belonging to the judgment debtor or owes the debtor money, the court orders the garnishee to deliver the property to the sheriff right away, or to pay the sheriff the debt once it comes due.

That delivery or payment does more than move money around. It discharges the garnishee's obligation to the judgment debtor to the extent of what was delivered or paid, so the garnishee is not left owing the debtor and the sheriff both for the same property or debt. Article 2415 does not apply to garnishment of wages, salaries, tips reported to the employer, or commissions, which follow their own continuing wage-garnishment procedure referenced elsewhere in this chapter.

An amendment effective August 1, 2026 lets certain garnishees skip the court-order step for undisputed bank deposits. When the garnishee is a federally insured financial institution that admits in its answer to holding the debtor's deposited funds, and no notice of opposition to the garnishment has been filed, the institution may deliver the funds to the sheriff without waiting for a further court order: immediately if the funds are one thousand dollars or less, or after waiting thirty days from filing its answer if the funds exceed that amount. The added waiting period for larger sums preserves a window for the debtor to contest the garnishment before the money moves, while letting undisputed small-balance garnishments move faster.

Frequently Asked Questions

What happens once a garnishee admits holding the debtor's property?

The court orders the garnishee to deliver that property to the sheriff immediately, or to pay any indebtedness to the sheriff once it becomes due, under Article 2415.

Does paying the sheriff protect the garnishee from also owing the debtor?

Yes. Delivery or payment to the sheriff discharges the garnishee's obligation to the judgment debtor to the extent of that delivery or payment.

Does Article 2415 apply to wage garnishment?

No. The article expressly excludes garnishment of wages, salaries, tips reported to the employer, or commissions, which are handled under separate continuing wage-garnishment procedures.

What changes for bank garnishments on August 1, 2026?

A federally insured financial institution that admits holding the debtor's deposited funds, with no notice of opposition filed, will be able to deliver those funds to the sheriff without a further court order: immediately if one thousand dollars or less, or after a thirty-day wait from filing its answer if the amount is greater.

Why does the amendment build in a thirty-day wait for larger bank deposits?

It gives the judgment debtor a window to contest the garnishment before a larger sum is turned over, while still letting the bank skip the extra step of obtaining a separate court order once that window closes without opposition.

Source & verification. Article text is reproduced verbatim from the Louisiana Code of Civil Procedure (legis.la.gov). Enacted by the Louisiana Legislature. Last verified July 30, 2026. · Official source
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