§ 728.Sale of Property In Portions
Title 10. Actions In Particular Cases · Chapter 1. Actions for the Foreclosure of Mortgages · Enacted 1872 · no amendments on record · Last verified July 28, 2026
Full Text of § 728
Plain-English Summary
Not every secured debt is entirely due at once. When only part of it is, § 728 requires the sale to stop as soon as enough of the property has been sold to satisfy what's presently owed, with costs. As more of the debt matures — more principal or interest coming due — the court can order additional portions sold on motion.
That piecemeal approach only works when the property can be divided without hurting the parties' interests. If it can't, the court can order the whole property sold at once and the entire debt and costs paid off immediately, giving the debtor a rebate of interest where that's appropriate given the early payoff.
Frequently Asked Questions
Does a foreclosure sale have to sell all the mortgaged property at once?
Not necessarily. Section 728 requires the sale to stop once enough property has been sold to cover the amount currently due, if the debt isn't all due yet.
What happens as more of the debt comes due over time?
The court may, on motion, order additional portions of the property sold as more principal or interest matures.
When is the whole property sold at once instead?
When the property can't be sold in portions without injury to the parties, in which case the whole property may be sold in the first instance and the entire debt paid, with a rebate of interest where appropriate.
Amendment History
Enacted 1872.