Rule 55-II.Ex Parte Proof by Motion of Pecuniary Losses; Deficiency Judgment
Group VII: Judgment · Last amended 2017 · Last verified July 14, 2026
Full Text of Rule 55-II
Comments
Stylistic changes were made to this rule to conform with the 2007 amendments to the Federal Rules of Civil Procedure.
Rule 55-II provides an optional method for proving the amount of pecuniary losses in cases of defaults governed by Rule 55(b)(2). In cases to which Rule 55-II is applicable, plaintiff may elect to proceed under that Rule or may await the scheduling of an ex parte proof hearing in the normal course. Since the reach of Rule 55-II has been expanded to cover not only property damage claims but also claims involving other types of pecuniary losses (e.g. wage losses, medical bills, deficiency judgments, repair costs incurred to make good work improperly performed by a home repairman or contractor), the time for defendant to object to plaintiff's affidavit of loss has been enlarged from 10 to 20 days. This amendment also makes Rule 55-II consistent with amended Rule 55(b) which effectively affords defendants 20 days to object to any newly filed affidavit concerning the sum to be entered in a default judgment pursuant to that Rule.
Plain-English Summary
When a default has been entered and the only thing left to resolve is the amount of property damage or other pecuniary loss, Rule 55-II offers a paper alternative to a live hearing. Within 60 days of the default, the plaintiff can file a motion for judgment with an affidavit meeting Rule 56(c)(4)'s personal-knowledge requirements, stating the specific loss, its causal link to the facts alleged in the complaint, and confirmation that a copy of the motion was mailed to the defendant's last known address warning that any objection must reach the clerk within 21 days.
The affidavit cannot stand alone — it needs documentary backup. Rule 55-II(a)(2) requires a paid bill or an estimate from someone in the business of doing that kind of work or estimating that kind of loss, or a sworn statement from the plaintiff's employer covering lost pay and missed work days, or a statement of charges from a health care provider for injury-related treatment. Where the defendant is an individual, the plaintiff must also file a Civil Action Form 114 addressing Servicemembers Civil Relief Act coverage, and if that form shows the defendant is in the military or of unknown status, the court follows the Act's own procedures before entering judgment.
Once the paperwork is in, the judge or magistrate judge can enter judgment for the amount in the affidavit, a lesser amount the record supports (including any objection the defendant filed), or set the matter for an ex parte proof hearing instead. Rule 55-II(b) extends the same procedure to a deficiency judgment after repossession of personal property, with one added requirement: the moving papers or hearing proof must show a basis for concluding the plaintiff followed the law governing repossession and resold the property for a fair and reasonable price.
Frequently Asked Questions
What kinds of losses can a plaintiff prove through Rule 55-II's affidavit procedure instead of a hearing?
The rule covers pecuniary losses generally — property damage, lost wages, medical expenses, repair costs, and deficiencies after repossession of personal property — so long as those are the only remaining claims after a default.
How soon after a default must a plaintiff use this procedure?
The motion for judgment, together with the supporting affidavit, must be filed within 60 days of the default.
What notice does the defendant get, and how long to object?
The plaintiff must send the defendant a copy of the motion at the defendant's last known address, and the affidavit must state that this was done and that any objection must reach the clerk within 21 days.
What paperwork has to back up the affidavit of loss?
Depending on the type of loss, the plaintiff must attach a paid bill or estimate from someone regularly in that line of work, a sworn statement from the plaintiff's employer about lost pay, or a statement of account from a health care provider for treatment costs, along with a Civil Action Form 114 addressing military status where the defendant is an individual.
How does Rule 55-II apply to a deficiency judgment after repossession of personal property?
Rule 55-II(b) lets the plaintiff use the same motion-and-affidavit process, but the papers or hearing proof must also give the court a basis for concluding the plaintiff complied with the law governing the repossession and resold the property for a fair and reasonable price.