(a) This chapter shall only apply to causes of action and claims covered under automobile, motor vehicle, homeowner, or commercial premises liability insurance policies for property damage, personal or bodily injury, and wrongful death claims.
§ 999.5.Applicability; Construction With Existing Law
Title 14. Of Miscellaneous Provisions · Chapter 3.2. Time-Limited Demands · Enacted 2022 · no amendments on record · Last verified July 28, 2026
In one sentenceSection 999.5 limits Chapter 3.2's time-limited demand procedure to claims under auto, homeowner, or commercial premises liability policies for property damage, personal or bodily injury, or wrongful death, leaves existing settlement law otherwise intact, and applies only to demands sent on or after January 1, 2023.
Full Text of § 999.5
(b) Except as provided in this chapter, nothing shall alter existing law, including law relating to claims, damages, and defenses, that may be asserted in litigation seeking extracontractual damages.
(c) This chapter shall apply to time-limited demands transmitted on or after January 1, 2023.
Plain-English Summary
This section fences in Chapter 3.2's scope. The time-limited demand procedure applies only to claims and causes of action covered by automobile, motor vehicle, homeowner, or commercial premises liability insurance policies, and only for property damage, personal or bodily injury, or wrongful death claims. A demand outside those policy types or claim categories doesn't fall under this chapter.
Section 999.5(b) makes clear this chapter is meant to add a specific procedure, not rewrite the surrounding law. Except as this chapter itself provides, nothing here changes existing law governing claims, damages, or defenses that a party might raise in a lawsuit seeking extracontractual damages, such as a bad-faith action against an insurer.
Finally, the chapter has a clear starting line: it applies only to time-limited demands transmitted on or after January 1, 2023. Demands sent before that date aren't governed by these requirements.
Frequently Asked Questions
What kinds of insurance policies does Chapter 3.2 cover?
Automobile, motor vehicle, homeowner, or commercial premises liability insurance policies, for property damage, personal or bodily injury, and wrongful death claims.
Does this chapter change the law on extracontractual damages claims generally?
No. Except as the chapter itself provides, it leaves existing law on claims, damages, and defenses in extracontractual damages litigation unchanged.
When did Chapter 3.2's requirements start applying?
To time-limited demands transmitted on or after January 1, 2023.
Amendment History
Added by Stats 2022 ch 719 (SB 1155),s 1, eff. 1/1/2023.
Source & verification. Section text is reproduced verbatim from
the Deering's California Codes Annotated / vLex. Enacted by the California Legislature.
Last verified July 28, 2026.
· Official source
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