§ 996.450.Contract Provision Shortening Period For Commencing Action Invalid
Title 14. Of Miscellaneous Provisions · Chapter 2. Bonds and Undertakings · Article 14. Liability of Principal and Sureties · Enacted 1982 · no amendments on record · Last verified July 28, 2026
Full Text of § 996.450
Plain-English Summary
Bond forms sometimes try to build in their own shorter limitations period, and this section shuts that down as a general matter. A contractual provision that shortens either the statute of limitations for an action on the bond, typically the four-year written-contract period in § 337, or the one-year window § 996.440 sets for a motion to enforce the bond, is invalid.
The one exception requires unanimous agreement: if the principal, the beneficiary, and the surety all accept a shorter period, that provision stands. What doesn't work is a surety unilaterally inserting a shortened deadline into the bond form and expecting the beneficiary, who often had no say in drafting the bond, to be bound by it.
Frequently Asked Questions
Can a bond shorten the deadline for suing on it?
Not by a unilateral contract provision. Such a provision is invalid unless the principal, beneficiary, and surety all accept it.
What statutory periods does this section protect?
Is there any way a shorter period can be made valid?
Yes, if the principal, the beneficiary, and the surety all accept a provision for a shorter period.
Amendment History
Added by Stats. 1982, Ch. 998, Sec. 1.