Title 10. Actions In Particular Cases · Chapter 1. Actions for the Foreclosure of Mortgages · Last amended 1984 · Last verified July 28, 2026
In one sentenceSection 729.060 requires a person redeeming property, including any successor in interest who must file proof of that status, to deposit the redemption price with the levying officer before the redemption period expires, defining that price as the purchase price plus taxes, insurance, upkeep, and protective payments with interest, offset by rents or the value of the purchaser's use of the property.
(a)A person who seeks to redeem the property shall deposit the redemption price with the levying officer who conducted the sale before the expiration of the redemption period. If a successor in interest to the judgment debtor seeks to redeem the property, the successor in interest shall, at the time the redemption price is deposited, file with the levying officer either (1) a certified copy of a recorded conveyance or (2) a copy of an assignment or any other evidence of the interest verified by an affidavit of the successor in interest or of a subscribing witness thereto.
(b)The redemption price is the total of the following amounts, less any offset allowed under subdivision (c).
(1)The purchase price at the sale.
(2)The amount of any assessments or taxes and reasonable amounts for fire insurance, maintenance, upkeep, and repair of improvements on the property.
(3)Any amount paid by the purchaser on a prior obligation secured by the property to the extent that the payment was necessary for the protection of the purchaser's interest.
(4)Interest on the amounts described in paragraphs (1), (2), and (3) at the rate of interest on money judgments from the time such amount was paid until the date the deposit is made.
(5)If the purchaser at the sale has any liens subordinate to the lien under which the property was sold, the amount of the purchaser's lien, plus interest at the rate of interest on money judgments from the date of the sale until the date the deposit is made.
(c)Rents and profits from the property paid to the purchaser or the value of the use and occupation of the property to the purchaser may be offset against the amounts described in subdivision (b).
Plain-English Summary
Redemption happens through a deposit, not a lawsuit. Subdivision (a) requires whoever seeks to redeem to deposit the redemption price with the levying officer before the redemption period runs out. A successor in interest to the judgment debtor has an added burden: filing, at the time of deposit, either a certified copy of a recorded conveyance or another verified showing of that successor status.
Subdivision (b) defines the redemption price as the sum of several components — the purchase price at the sale, any assessments, taxes, or reasonable insurance, maintenance, and repair costs the purchaser paid, any amount the purchaser paid on a prior obligation secured by the property to protect the purchaser's interest, interest on all of those amounts at the money-judgment rate, and, if the purchaser holds a subordinate lien, that lien amount plus similar interest. Subdivision (c) then lets the redeeming party offset rents and profits the purchaser collected, or the value of the purchaser's use and occupation, against that total.
Frequently Asked Questions
How does a person redeem property under this chapter?
By depositing the redemption price with the levying officer who conducted the sale, before the redemption period expires.
What must a successor in interest file to redeem, beyond the deposit itself?
A certified copy of a recorded conveyance, or a copy of an assignment or other evidence of the interest verified by affidavit, filed at the time of the deposit.
What does the redemption price include?
The purchase price at the sale, assessments and taxes, reasonable insurance and upkeep costs, protective payments on prior obligations, and interest on all of those amounts, plus any subordinate lien the purchaser holds with interest — less any offset for rents or the value of the purchaser's use of the property.
Amendment History
Amended by Stats. 1984, Ch. 538, Sec. 32.5.
Source & verification. Section text is reproduced verbatim from
the Deering's California Codes Annotated / vLex. Enacted by the California Legislature.
Last verified July 28, 2026.
· Official source
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