§ 703.510.Generally

This section opens Article 2's procedure for claiming an exemption after property has already been levied on, and immediately splits that procedure into two tracks depending on what kind of property is involved.

Most levied property — anything not covered by the exception in subdivision (b) — follows the claim-and-hearing process the rest of this article describes: file a claim under § 703.520, wait for the creditor's response, and get a court ruling if the creditor opposes.

Deposit-account money that's already exempt without any claim, under § 704.080(b)'s public-benefits and social-security protections or § 704.220(a)'s basic-needs amount, skips that process entirely. Subdivision (b) instead requires the financial institution to release the money within five business days after the debtor sends written notice setting out the facts supporting the exemption — no claim under this title required. The debtor has to mail a copy of that notice to the creditor or the creditor's attorney within five business days of sending it to the institution, addressed to whichever institution address § 684.110 designates. Subdivision (c) confirms that any other property exempt without a claim still goes through this article's ordinary procedure.