§ 680.350.Security Agreement

Determining whether a judgment lien can reach a particular asset often requires looking at the paperwork behind an existing secured creditor's claim -- the security agreement that created the lien in the first place. This section borrows the Commercial Code's definition of that term directly, so the same document that governs priority disputes under secured transactions law is understood the same way in an enforcement context.

A security agreement's terms can affect how much room, if any, remains for a judgment creditor's lien to attach: the scope of collateral described, whether after-acquired property is covered, and how the security interest was perfected all matter for figuring out where a judgment lien fits in line.