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§ 481.220.Security Agreement

Title 6.5. Attachment · Chapter 1. Words and Phrases Defined · Last amended 2014 · Last verified July 28, 2026

In one sentenceSection 481.220 defines "security agreement" using the Commercial Code’s definition, generally an agreement that creates or provides for a security interest.

Full Text of § 481.220

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"Security agreement" means a "security agreement" as defined by paragraph (74) of subdivision (a) of Section 9102 of the Commercial Code.

Plain-English Summary

A security agreement is the contract that creates a security interest in collateral. Section 481.220 borrows the Commercial Code’s definition so this title’s treatment of secured claims — including the limits on attaching claims already secured by real property under § 483.010(b) — lines up with secured-transactions law generally.

Frequently Asked Questions

What is a security agreement in this context?

Section 481.220 defines it using the Commercial Code’s definition, generally the agreement that creates or provides for a security interest in collateral.

How is a security agreement different from a security interest?

Section 481.220 defines the security agreement as the underlying contract, while Section 481.223 separately defines the security interest that agreement creates in the collateral.

Amendment History

Amended by Stats 2013 ch 531 (AB 502),s 3, eff. 1/1/2014, op. 7/1/2014. EFFECTIVE 7/01/2001. Amended October 10, 1999 (Bill Number: SB 45) (Chapter 991).

Source & verification. Section text is reproduced verbatim from the Deering's California Codes Annotated / vLex. Enacted by the California Legislature. Last verified July 28, 2026. · Official source
Also known as: security agreement definition california attachment