§ 481.020.Account Debtor
Title 6.5. Attachment · Chapter 1. Words and Phrases Defined · Last amended 2001 · Last verified July 28, 2026
Full Text of § 481.020
Plain-English Summary
Rather than write its own definition, § 481.020 borrows one directly from the Commercial Code’s secured-transactions article (Section 9102). An account debtor is not a party to the lawsuit — it is the person who owes money to the defendant on an account, a piece of chattel paper, or a general intangible. That distinction matters once a case moves past this definitions chapter: when a plaintiff attaches a defendant’s accounts receivable, the levying officer typically must give notice to the account debtors themselves, since they are the ones who owe the money the attachment is trying to reach.
Borrowing the Commercial Code definition keeps the Attachment Law aligned with commercial and secured-lending practice, so a business’s receivables and intangibles are described the same way whether the dispute is about a security interest or a prejudgment attachment.
Frequently Asked Questions
Is the account debtor the same person being sued for attachment?
No. The account debtor owes money to the defendant, not to the plaintiff. Attachment of an account receivable or general intangible under Section 481.020 reaches what the account debtor owes the defendant.
Why does the Attachment Law use the Commercial Code’s definition instead of its own?
Section 481.020 cross-references Commercial Code Section 9102 to keep this term consistent with how accounts, chattel paper, and general intangibles are already defined and used in secured-transactions law.
Amendment History
EFFECTIVE 7/1/2001. Amended October 10, 1999 (Bill Number: SB 45) (Chapter 991).