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Section 10-69.—Foreclosure Complaint; Pleading Encumbrances

Current through August 12, 2025 (2026 Practice Book edition) · Last verified July 9, 2026

In one sentenceA complaint seeking to foreclose a mortgage or other lien on real estate must list every recorded encumbrance on the property, prior and subsequent, with dates, amounts, and recording details.

Full Text of Section 10-69

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The complaint in all actions seeking the foreclosure of a mortgage or other lien upon real estate shall set forth, in addition to the other essentials of such complaint: All encumbrances of record upon the property both prior and subsequent to the encumbrance sought to be foreclosed, the dates of such encumbrances, the amount of each and the date when such encumbrance was recorded; if such encumbrance be a mechanic’s lien, the date of commencing to perform services or furnish materials as therein recited; and if such encumbrance be a judgment lien, whether said judgment lien contains a reference to the previous attachment of the same premises in the same action, as provided by General Statutes § 52-380a.

Amendment History

(P.B. 1978-1997, Sec. 186.)

Plain-English Summary

Section 10-69 sets out what a foreclosure complaint must contain beyond the usual essentials of a complaint. The plaintiff must list all encumbrances of record on the property, both those that came before and those that came after the encumbrance being foreclosed, along with the date of each, its amount, and the date it was recorded.

If one of those encumbrances is a mechanic’s lien, the complaint must also state the date the lienor began performing services or furnishing materials, as recited in the lien itself. If an encumbrance is a judgment lien, the complaint must state whether that lien contains a reference to a previous attachment of the same property in the same action, as General Statutes § 52-380a provides.

Frequently Asked Questions

What must a foreclosure complaint say about other liens on the property?

It must list every recorded encumbrance, both prior and subsequent to the one being foreclosed, along with each one’s date, amount, and recording date.

Does the rule treat mechanic’s liens differently?

Yes. For a mechanic’s lien, the complaint must also state the date the lienor began performing services or furnishing materials, as recited in the lien.

What extra information is required for a judgment lien?

The complaint must state whether the judgment lien references a previous attachment of the same premises in the same action, under General Statutes § 52-380a.

Source & verification. The section text is reproduced verbatim from the official Connecticut Practice Book (Conn. Practice Book § 10-69). Prescribed by the Judges of the Superior Court of Connecticut (Conn. Gen. Stat. Section 51-14). The plain-English summary is original and written by us. Last verified July 9, 2026. · Official source
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