As used in this chapter ‘‘action’’ means a proceeding to enter a judgment by confession for money pursuant to an instrument, other than an instrument executed by a natural per- son in connection with a consumer credit transaction, authorizing such confes- sion. ‘‘consumer credit transaction’’ means a credit transaction in which the party to whom credit is offered or extended is a natural person and the money, prop- erty or services which are the subject of the transaction are primarily for per- sonal, family or household purposes.
Rule 2950.Definitions.
Adopted June 27, 1969 · Last amended April 1, 1996 · Last verified June 30, 2026
In one sentenceFor this chapter, “action” means a proceeding to enter a judgment by confession for money under an instrument that authorizes it.
Full Text of Rule 2950
Plain-English Summary
The chapter governs confession of judgment for money—a process in which a written instrument lets a creditor obtain judgment without first suing in the ordinary way. The definition ties the chapter to instruments that contain that authority, and the rules that follow build the procedure around it.
Frequently Asked Questions
What is a judgment by confession?
A judgment entered on the strength of a written authorization in an instrument, rather than after a contested lawsuit. The debtor has agreed in advance that judgment may be entered.
What kind of instrument does the chapter require?
One that authorizes the entry of a judgment by confession for money, which is the document the later rules require the plaintiff to file.
Official Note
Official Note: The action is abolished insofar as it would apply to a confession of judgment which is part of an instrument executed in connection with a consumer credit transaction.
Amendment History
The provisions of this Rule 2950 adopted June 27, 1969, effective January 1, 1970; amended April 1, 1996, effective July 1, 1996, 26 Pa.B. 1806. Immediately preceding text appears at serial page (190621).
Source & verification. Rule text, the Official Note, and the amendment
history are reproduced verbatim from the Pennsylvania Code, Title 231, the official compilation
of rules adopted by the Supreme Court of Pennsylvania. Last verified June 30, 2026. ·
Official text
Also known as: confession of judgment definitionscognovit money judgment