Rule 55.Default.
Last amended 2024 · Last verified July 3, 2026
Full Text of Rule 55
Amendment History
(1967, c. 954, s. 1; 1971, cc. 542, 1101; 1977, c. 675; 1991, c. 278, s. 1; 1993 (Reg. Sess., 1994), c. 733, s. 3; 1999-187, s. 1; 2024-33, s. 4.)
Plain-English Summary
Rule 55(a) has the clerk enter a party's default once a failure to plead, or another ground for default judgment, is shown by affidavit, an attorney's motion, or otherwise.
Rule 55(b) splits default judgment into two tracks. Under Rule 55(b)(1), the clerk enters judgment for a sum-certain (or by-computation-certain) claim against a defendant defaulted for failing to appear, who isn't an infant or incompetent person, based on an affidavit of the amount due or a sufficient verified pleading; for secured-debt or tax-lien claims, the clerk may also enter the further orders needed to complete foreclosure under Article 29A of Chapter 1. Under Rule 55(b)(2), every other case goes to the judge on application: a guardian ad litem or other representative must appear for an infant or incompetent defendant before default judgment can enter against them; an appearing defendant gets three days' notice of the application; the judge may hold hearings or order references to determine damages or other matters, according a jury trial where the Constitution or a statute requires one; and a defendant's failure to appear in a paternity action under Article 3 of Chapter 49 requires the judge to enter default judgment. A no-hearing procedure is available when the motion itself warns that the court will decide it without a hearing if the defendant doesn't serve a written response within 30 days, and the defendant doesn't respond. Default judgment following service by publication requires the plaintiff to file a court-approved bond (waived for real-estate, mortgage-foreclosure, or state/county/municipal-plaintiff actions). A default -- or a default judgment -- may be set aside for good cause, with default judgments specifically following Rule 60(b)'s standard. The rule applies whether the party seeking default judgment is a plaintiff, third-party plaintiff, counterclaimant, or crossclaimant, always subject to Rule 54(c)'s limit on the relief a default judgment can grant. No default judgment may be entered against the State of North Carolina or a state officer or agency without evidence establishing the claim.
Frequently Asked Questions
When can the clerk (rather than a judge) enter a default judgment?
When the claim is for a sum certain, or a sum that can be made certain by computation, against a defendant who isn't an infant or incompetent person and was defaulted for failing to appear.
Can a default judgment be entered against a minor or incompetent defendant?
Only if a guardian ad litem or other representative has appeared in the action on that defendant's behalf.
Can a default be undone once it's entered?
Yes. Rule 55(d) lets a court set aside an entry of default for good cause, and a default judgment following Rule 60(b)'s standard for relief from judgment.